Ashutosh Dubey

Head of Innovation | Jio Financial Services

Ashutosh Dubey, currently pursuing a Ph.D., is a digital payments and fintech innovation leader heading Innovation & Special Projects at Jio Financial Services. Formerly Senior Vice President at Kotak Mahindra Bank and Senior Lead at NPCI, he specialises in UPI, CBDC, asset tokenisation, and agentic AI architectures across regulated financial ecosystems.

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